In Missouri, pain and suffering damages are not calculated by a specific formula or standard guide. Instead, these damages depend on factors such as the seriousness of your injuries, your recovery time, long-term effects, and how your accident impacts your daily life. Courts, juries, and insurance companies decide how much to award for pain…
Despite significant advances in vehicle safety, thousands of people are killed on U.S. roads each year. In fact, from 2014 to 2023, over 380,000 people were killed in motor vehicle crashes, with such incidents rising by 25% during the same time period. In this study, we calculated the yearly fatal crash rate per capita…
A vehicle is designated a total loss when the reasonable cost to repair it, plus its salvage value, equals or exceeds a set percentage of its actual cash value (ACV). In Missouri, for most newer vehicles (under 6 years old generally), state law requires that a car be declared a total loss if repair…
