A sudden Uber accident in Chesterfield can completely upend your life, leaving you with hospital bills and time away from work that you weren’t expecting. Dealing with these types of accidents can be confusing because there are often multiple parties and insurance companies trying to point the finger at other parties instead of paying out what you may be entitled to.
Injured in a Lyft Accident?
Contact a Lawyer at Drafahl Law Firm Today
A Chesterfield car accident attorney can step in and help you figure out what steps to take and how to give yourself the best chance of success during this difficult time.
Reach out to our team today to schedule a free case evaluation with a Chesterfield Uber accident attorney.
The Benefits of Having Drafahl Law Firm on Your Side for an Uber Accident in Chesterfield
After a crash with an Uber, selecting the right legal representation can make a big difference in your recovery. Drafahl Law Firm stands out for numerous reasons:
- More than 100 five-star reviews on Google reflecting positive client outcomes
- Secured millions in verdicts and settlements for injured victims
- Recognized by Super Lawyers for professional excellence and results
- You don’t pay any attorney fees unless we win your case and you are compensated
If you’ve been injured in an Uber accident, let our team handle the legal issues so you can focus on your health.
How a Chesterfield Uber Accident Lawyer Helps Protect Your Rights After an Injury
If you’ve been hurt during an Uber ride in Chesterfield, you’re suddenly up against large companies and insurers, which isn’t always easy to handle as you’re recovering. Here’s how working with a lawyer can be helpful:
- A lawyer will investigate whether Uber’s coverage, the driver’s insurance, or both apply to your claim
- They’ll take over all communications with insurance companies so they don’t intimidate or trick you into settling for less than what you deserve
- Your attorney helps you document all medical treatment, lost wages, and additional suffering to maximize your compensation
- If a settlement can’t be reached, your attorney will file a lawsuit and. fight for you in court
Having the right Chesterfield personal injury lawyer on your side means your story will be heard and you’ll have a chance of a fair recovery.
How Insurance Works in an Uber Accident
Understanding how insurance applies after an Uber accident can be confusing, since coverage often depends on exactly what the Uber driver was doing at the time of the crash. Insurance policies may overlap, so it’s important to understand how this works and who may have to compensate you.
When the Uber App is Off
If the driver isn’t logged in and is simply using the car for personal errands, only the driver’s own standard car insurance applies. Uber’s policies offer no help in these situations.
When the App is On but No Ride Accepted
While the Uber app is active and the driver is waiting for a request, Uber provides “contingent” liability coverage. This acts as a backup and generally only kicks in if the driver’s personal policy denies or doesn’t fully cover the accident, with strict limits on how much is available.
En Route or With a Passenger
The highest level of Uber’s insurance takes effect when a ride has been accepted or is in progress – either on the way to pick up a rider or with a passenger in the vehicle This coverage often includes significant liability, collision, and uninsured motorist protection, which means more resources are available if injuries or serious car damage occur.
Sorting out which types of coverage apply (and in what order) is confusing for someone who isn’t familiar with the law and rideshare policies. Our attorneys have a lot of experience handling these types of cases and we’ll help you seek compensation from the appropriate parties.
Evidence Used to Prove Liability in an Uber Accident
Determining liability in an Uber accident requires more than simply sharing your story – the most successful claims rely on strong evidence that really shows how the accident happened and who was at fault. Here are some types of evidence you may be able to use:
App and Trip Data Records
Uber logs crucial digital information any time a driver is using the app. These records show the trip’s status – whether a ride request was active, if a passenger was on board, and which exact route was taken. This can help you prove that Uber’s insurance policy should kick in and help cover your injuries if necessary.
Accident Scene Photos and Videos
Capturing clear images of all involved vehicles, skid marks, traffic signals, weather, and street layout makes it easier to establish the series of events. Security or dash cam footage can be especially valuable as well, allowing adjusters or the jury to really see what occurred.
Police Reports
A police report can provide a timeline, observations about fault, diagrams of the crash, and details that sometimes aren’t otherwise documented. Officers often interview those involved, note injuries, and may even identify potential traffic violations or signs of negligence.
Witness Statements
Third-party accounts from pedestrians, passengers, or anyone nearby can give their account of what happened, which can help prove fault.
Medical Records
Medical records, doctor’s notes, and treatment plans (for brain trauma, PTSD, etc…) help tie claimed damages directly to the accident and show how serious your injuries are. Strong medical records help you avoid claims that you were already injured or that your injuries aren’t that severe.
Every Uber accident is different, but collecting this type of evidence is a great place to start.
Reach Out to Drafahl Law Firm Now for a Free Consultation With a Chesterfield Uber Injury Lawyer
An accident involving an Uber ride in Chesterfield often presents issues more complex than a traditional car crash, making it important to speak with a lawyer as soon as possible. Our firm will take your case seriously and take steps that give you a chance of success. There’s no reason to try to handle this on your own.
Call Drafahl Law Firm to set up your free consultation today.