Getting hurt in a car accident in Webster Groves can be overwhelming. One moment, your life is perfectly normal and the next, you’re dealing with medical bills, insurance adjusters, and missed time at work. The aftermath of a crash can create a lot of uncertainty, especially if you’re not sure who was at fault or what your injuries might truly cost you down the line.
That’s where having a Webster Groves personal injury lawyer can make a real difference. Our team can help you figure out who caused the accident and whether you have the right to file a legal claim and collect compensation for your damages.
Injured In A Car Accident?
Contact A Car Accident Lawyer In Webster Groves Today
Don’t wait – reach out today to schedule a free case evaluation and get started on your claim.
Why Drafahl Law Firm Is the Right Call Following a Webster Groves Car Accident
Being involved in a car accident in Webster Groves leads to a lot of questions and stress. In these cases, working with an attorney can be incredibly helpful. However, not all legal help is created equally – the team you choose matters. Here’s what sets Drafahl Law Firm apart from others:
- Our firm has been accepted into the Multi-Million Dollar Advocates Forum, which means we’ve recovered millions of dollars for injured clients over the years.
- We’re consistently rated by Super Lawyers and have a reputation for being thorough and skilled attorneys.
- With over 100 5-star Google reviews, you can see that real people truly believe in us and are satisfied with our services.
We understand the pressure you feel after an accident and will do everything we can to reduce the stress you’re facing. We’ll fight tirelessly on your behalf so you can focus on healing.
What a Webster Groves Car Accident Attorney Can Do for You After a Crash
Dealing with the aftermath of a car accident in Webster Groves can feel overwhelming, especially when you’re hurt and dealing with insurance adjusters who aren’t really on your side. Working with a local attorney can make all the difference as you move forward. Here’s what they can do for you:
- Investigate every detail of the crash, collecting witness statements, police reports, and evidence from the scene.
- Handle all communication with aggressive insurance companies so you don’t have to deal with stressful phone calls.
- Assess medical expenses, property damage, and how injuries could affect your finances and life going forward.
- Negotiate a fair settlement, or prepare for court if negotiations don’t get you the results you’re looking for.
Having someone in your corner during the confusion and challenges after a car accident means you don’t have to figure it all out on your own.
Common Causes of Car Accidents
Car accidents are unfortunately common. Understanding some of the risks that increase the likelihood of a crash occurring can make the roads safer for everyone. Below are some of the most common reasons an accident might happen:
Not Paying Attention
Distractions come in many forms – texting, playing with the radio, changing the temperature, dealing with a child or dog in the back seat. It takes less than a second to make a mistake that could end in tragedy, especially those involved with commercial vehicles — contact a truck accident lawyer in Webster Groves today.
Speeding and Driving Too Fast For Conditions
Speeding always increases the risk of an accident because it gives drivers less time to stop if something unexpected occurs. It’s also important to realize that accidents can occur even if a car isn’t speeding but is driving too fast for the current road conditions.
For example, driving the speed limit can still cause an accident if a driver is going around the curve and loses control of the car.
Trying to Beat a Light or Rolling Through a Stop Sign
Ignoring traffic signals, whether from impatience or distraction, is a leading cause of crashes at intersections. Rolling through stop signs or running a light is incredibly risky.
Bad Weather
Some accidents happen because drivers have a hard time handling the weather conditions, like fog, snow, rain, or ice. This is especially difficult if the driver is on unfamiliar roads.
Identifying the common causes of accidents can help everyone on the road be a little bit safer.
How Missouri’s Car Accident Laws Affect Your Claim
If you’re hurt in a car accident in Missouri, several state laws will shape how your insurance claim or personal injury case moves forward.
Minimum Liability Insurance Requirements
Missouri requires all drivers to carry minimum amounts of liability insurance to cover harm to others in the event of an accident. The state minimums are:
- $25,000 for bodily injury per person
- $50,000 total for all injured parties per accident
- $25,000 for property damage per accident
Every registered vehicle must at least meet these requirements, and failing to have active coverage can lead to fines and other penalties.
Missouri’s Pure Comparative Fault Rule
Missouri follows a pure comparative fault system. This means that even if you share some blame for the accident, you can still recover money for your injuries or damages. However, your recovery will be reduced according to your percentage of fault. For example, if you’re found to be 30% responsible for the crash, you can still recover compensation, but your total award will be reduced by 30%
What Happens If the Other Driver Is Uninsured or Underinsured?
Sadly, not every driver follows Missouri’s insurance rules. If you get hurt by an uninsured driver or someone whose policy is not enough to cover your losses, you may be able to use your own insurance for help. Missouri law requires uninsured motorist coverage of $25,000 per person and $50,000 per accident. This coverage comes into play in these situations.
Understanding the state’s rules about fault and insurance can help you know what to expect if you’re in the unfortunate situation where you get into an accident caused by someone else.
Schedule Your Free Consultation With a Webster Groves Car Accident Attorney at Drafahl Law Firm
Working with a lawyer as soon as you’ve been injured gives you more control over your recovery and the outcome of your claim. Our team will investigate the crash and deal directly with the insurance company so you don’t have to deal with the added stress. Our goal is to make this process as easy as possible for you while making sure you get the money you need to be able to focus on your health and future.
Call Drafahl Law Firm to schedule a free case evaluation with an attorney from our law firm.